:root{
  --bg:#f2f4f6;
  --card:#fff;
  --tx:#191f28;
  --mut:#8b95a1;
  --line:#e5e8eb;
  --blue:#3182f6;
  --blue-d:#1b64da;
  --red:#f04452;
  --green:#03b26f;
  --radius:20px;
  --shadow:0 2px 12px rgba(0,0,0,.04);
  font-family:"Pretendard",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
}
*{box-sizing:border-box}
html,body{margin:0;background:var(--bg);color:var(--tx);line-height:1.5;-webkit-font-smoothing:antialiased}
.skip{position:absolute;left:-999px}
.topbar{
  position:sticky;top:0;z-index:10;
  display:flex;justify-content:space-between;align-items:center;
  padding:14px 20px;background:rgba(242,244,246,.9);backdrop-filter:blur(12px);
}
.logo{font-weight:800;color:var(--tx);text-decoration:none;letter-spacing:-.02em}
.sheet{max-width:430px;margin:0 auto;padding:8px 16px 64px}
.hero{padding:12px 4px 20px}
.eyebrow{margin:0;color:var(--blue);font-weight:700;font-size:.85rem}
.hero h1{margin:8px 0;font-size:1.75rem;letter-spacing:-.04em;line-height:1.25;font-weight:800}
.sub{margin:0;color:var(--mut);font-size:.95rem}
.card{
  background:var(--card);border-radius:var(--radius);
  padding:20px 18px;margin:0 0 12px;box-shadow:var(--shadow);
}
.card-title{margin:0;font-size:1.05rem;font-weight:800;letter-spacing:-.02em}
.card-head{display:flex;justify-content:space-between;align-items:center;gap:8px;margin-bottom:8px;flex-wrap:wrap}
.field{display:flex;flex-direction:column;gap:8px;margin:14px 0}
.field-row{display:flex;gap:10px}
.field.grow{flex:1;margin:14px 0}
.label{font-size:.82rem;font-weight:700;color:var(--mut)}
.money-row{
  display:flex;align-items:center;gap:8px;
  background:var(--bg);border-radius:14px;padding:4px 14px;
}
.money-row input,select{
  flex:1;border:0;background:transparent;font-size:1.2rem;font-weight:700;
  padding:12px 0;color:var(--tx);outline:none;width:100%;
}
select{background:var(--bg);border-radius:14px;padding:12px 14px;font-size:1rem;font-weight:700;border:0}
.unit{color:var(--mut);font-weight:700}
.seg{display:flex;background:var(--bg);border-radius:14px;padding:4px;gap:4px;margin:12px 0}
.seg-btn{
  flex:1;border:0;background:transparent;border-radius:10px;
  padding:10px 8px;font-weight:700;font-size:.88rem;color:var(--mut);cursor:pointer;
}
.seg-btn.active{background:#fff;color:var(--tx);box-shadow:0 1px 4px rgba(0,0,0,.06)}
.hint{margin:6px 0 0;color:var(--mut);font-size:.82rem}
.hint.center{text-align:center}
.toggle-row{display:flex;gap:16px;flex-wrap:wrap;margin-top:8px}
.check{font-size:.9rem;font-weight:600;display:flex;align-items:center;gap:6px}
.check input[type=number]{width:3.2rem;border:1px solid var(--line);border-radius:8px;padding:4px 6px}
.picks{display:flex;flex-direction:column;gap:8px;margin:12px 0}
.pick{
  display:grid;grid-template-columns:1.5fr .55fr auto;gap:8px;align-items:center;
  background:var(--bg);border-radius:14px;padding:10px;
}
.pick select,.pick input{
  border:0;background:#fff;border-radius:10px;padding:10px;font-weight:700;font-size:.9rem;width:100%;
}
.btn{
  border:0;border-radius:14px;padding:14px 16px;font-weight:800;font-size:1rem;cursor:pointer;
}
.btn:disabled{opacity:.4;cursor:not-allowed}
.btn.primary{background:var(--blue);color:#fff}
.btn.primary:not(:disabled):active{background:var(--blue-d)}
.btn.ghost{background:var(--bg);color:var(--tx)}
.btn.block{width:100%;margin-top:12px}
.btn.lg{padding:16px;font-size:1.05rem;margin-top:16px}
.pill{
  display:inline-flex;align-items:center;border-radius:999px;
  padding:5px 10px;font-size:.72rem;font-weight:700;white-space:nowrap;
}
.pill.warn{background:#fff3f0;color:var(--red)}
.pill.soft{background:#e8f3ff;color:var(--blue)}
.pill.ok{background:#e8f8ef;color:var(--green)}
.pill.bad{background:#fff3f0;color:var(--red)}
.balance{text-align:center;padding:12px 0 8px}
.balance-label{margin:0;color:var(--mut);font-weight:700;font-size:.85rem}
.balance-num{margin:4px 0;font-size:2.1rem;font-weight:800;letter-spacing:-.04em;color:var(--tx)}
.balance-sub{margin:0;color:var(--mut);font-weight:600}
.chart-box{position:relative;margin:8px 0 4px}
.hook{font-weight:800;font-size:1rem;letter-spacing:-.02em;margin:14px 0 8px}
.cmp{color:var(--blue);font-weight:700;font-size:.9rem}
.src{font-size:.78rem;color:var(--mut);margin-top:12px}
.ticker-card{background:var(--bg);border-radius:16px;padding:14px;margin:10px 0}
.ticker-card h3{margin:0 0 4px;font-size:.95rem;font-weight:800}
.ticker-meta{margin:0 0 8px;color:var(--mut);font-size:.78rem;font-weight:600}
.fold{cursor:default}
.fold summary{font-weight:800;cursor:pointer}
.timeline{margin:8px 0 0;padding-left:1.1rem;color:var(--mut);font-size:.88rem}
.foot{text-align:center;padding:24px;color:var(--mut);font-size:.8rem}
.foot a{color:var(--blue);text-decoration:none}
.mt{margin-top:16px}
@media(min-width:720px){
  .sheet{max-width:480px}
}